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Car Keys Missing? Here's What to Do

Car keys are one of the most easy things to lose. Particularly when you have your office or house keys on the same key ring.

Fortunately, your personal property insurance under your homeowners or renters policy usually covers keys stolen car Keys from house from vehicles. However, you may still have to pay the deductible.

Retract Your Steps

It's been a long day and all you would like to do is go home, change into your cozy sweats take a bite of pizza, and watch a show. But then you realize that your keys aren't where they should be and your perfect evening is suddenly in danger. You panic and think of the worst scenarios that could happen. It isn't working. The best thing to do instead is to calm down and take a deep breathe. Once you've restored control of your rational side and you're ready to figure out the next step.

The first step is to go back your steps. Remember when you had your keys last in your hand and where you went. You can discover where your keys went by retracing your steps. It is also advisable to contact the police to report the theft of your car keys. This will allow them to investigate and apprehend the culprits.

After retracing your steps, you should look in some strange places. Keys are often found in places that defy logic such as in the crease of a cushion on the couch or in a pile of laundry. It's also worth checking with family members, as they might have a spare key they've hidden in an easy-to-access area. If nothing else works you can contact a locksmith and have them make a new one. This can be expensive but it will keep your car and house safe from theft.

Contact the police

After a long day at work you're looking forward to getting home, don your comfortable sweats take a bite of pizza, and watch your favorite TV show. But then you realize the keys to your car stolen keyless entry are missing. What should you do?

While it's easy for you to be panicked initially, it's essential to take an exhale and think clearly. Calling the police is the first step.

The police department in your neighborhood may not be able to locate your keys to your car keys stolen from house and car stolen. However, filing a report creates a paper trail that will help authorities track down a thief. Insurance companies often require you to file a police report before they reimburse you for items stolen.

When you call, be sure to give the police as much detail as you can. They will need your vehicle's model and registration number as well as any distinctive features. They may also review CCTV footage in the area or use ANPR technology to track the movement of your car.

Don't forget to tell the police the value of anything in your vehicle when it was taken. Thieves often search for things they could sell or use as a way to pay for their next crime.

It's also recommended to inform the police if you were carrying your purse or wallet with you at the time of the theft. This could help prevent identity theft later on should thieves decide to make use of any documents or financial information they discover in your purse or wallet.

It is a good idea to also contact your homeowner or renters insurance company. Based on the circumstances they might be able to cover the costs of replacing your lost left keys in car stolen or other items that were taken along with them. They'll also be able to let you know what steps they'll have to take to process your claim. Some homeowners may need to hire an expert locksmith to replace the locks on their homes or their cars, while others might require their vehicles to be towed to a dealer or auto repair shop.

Contact Your Insurance Company

If your car keys are missing, you must call the police. This will leave an electronic trail and make it more difficult for criminals to steal your credit card information and other personal information. Most insurance companies also require you to report any theft.

Your insurance company might cover the cost of replacing the fobs on your keys if you have comprehensive auto insurance, however, it is important to check with your provider prior to submitting a claim. You will need your policy number and the model and brand of your vehicle.

It may not be worth the hassle to file an insurance claim if your keys to your vehicle are stolen, based on the amount of your deductible and the cost of the key fob. The majority of old mechanical keys cost less than the insurance deductible on a car and are easily replaced at any store that copies keys. However, a smart key fob will need to be reprogrammed by the dealership or by the car maker, and can be costly, costing hundreds of dollars or more. If you file a claim it will remain on your file and increase your car was stolen with keys inside insurance premiums the next time you renew.

Other types of insurance, like homeowners insurance, could protect your keys in the event that they are stolen, but this is a little more complicated and will depend on the terms and conditions of your specific policy. The best way to protect yourself against losing your car keys is by always keeping spare keys located in a secure area outside your home, or at the office. You'll have peace of mind in the event that they get lost and you will not need to shell out money to replace keys. Remember to never put your keys in the car. It is just asking for trouble. You should also replace the locks on your office or at home especially if you've just faced a theft concern.

Call for a locksmith

Call a locksmith if you tried retracing your steps and still cannot find your car keys. A reputable locksmith will be able help you without damaging your property. They can also cut you an extra key on the spot so you'll have one for the future.

It is recommended to call the police immediately you notice that the keys are missing. This will prevent the thief from using them. Notifying the police as soon as you can is also a good step. This will give them a record of the incident, which could be helpful if you ever want to file a claim for insurance.

If you do contact locksmiths, make sure to provide the VIN number of your vehicle and the type of key it is using. This information will help them determine what kind of key you need, and let them know the amount of programming your new key will need. They'll also have to confirm that you are the owner of the vehicle to ensure they don't do something illegal.

Many people don't even realize that they've lost their keys to their car, but you can lessen the chance of losing them by keeping a spare in your office or at home. This is especially helpful when your car needs to be parked due to work or for any other reason. You could even ask a locksmith to cut a spare and keep it in a safe location that is difficult to reach, such as the drawer.

Most people will have this experience at some moment in their lives. You can minimize the harm to your property and your life by remaining calm and taking the right steps. If you are able, resist the temptation to use more invasive or sly ways of gaining access to your house or car - these will only cause more trouble later on. The locksmith you need is just a an e-mail away!